@Juwan RohanDefinitely choose another city besides Napa. 

I accept applications from everyone, but I can choose as a business decision to advertise selectively. 

CPA's are also required to maintain continue education.You can choose to work with either a CPA or EA.

The bank lending you the money is at liberty to set the amount higher if it chooses to do so.

Here are some issues to consider in choosing an Self-directed IRA provider:1.

You should verify that you are eligible to transfer the funds from your existing retirement account (e.g. if the funds are in your current employer 401k, you will likely not be able to transfer until you quit your job).Considerations in Choosing a Solo 401k Provider:1.

I can choose who I share my business model with.

I would appreciate any guidance regarding how to choose a suitable market to invest in! 

If you can’t prove or show that you had intentions of actually buying it (attempting to get a loan, etc) I’m not sure what would happen, but I would not want to be in that position.Whatever you end up choosing to do, keep in mind the sellers are often times struggling, or in distress and if you “can’t find a buyer” you could be putting them in a much worse position in life then they already are. 

Here is a good outline of important considerations in choosing a ROBS provider: https://www.nerdwallet.com/blog/finance/how-to-choose-the-right-robs-provider-when-financing-a-business/