Having you sign the Buyer's Rep Agreement is how we trade.  

If you believe the matter might be covered by your title insurance, submit a claim to the insurer and allow them time to make a coverage decision and take actions before entering into any agreements that might affect the insurer's ability to defend your title. 

Often, there are off-record legal actions already in the works in background that might show up with deeper research. 

The hardest part for me,  and it’s why I don’t take action, is that buying a house will use all my savings.

Many Sellers feel stuck, because they a) don’t want to pay the tax and b) don’t want to do a 1031 exchange, to simply trade into yet another responsibility.

Pick a strategy and start taking action!

Congrats on putting yourself out there and taking action. 

Check out this section from IRS.gov:People such as doctors, dentists, veterinarians, lawyers, accountants, contractors, subcontractors, public stenographers, or auctioneers who are in an independent trade, business, or profession in which they offer their services to the general public are generally independent contractors.

So for the beginner or advanced note buyer as stated you need massive equity coverage as a bad note that has to be foreclosed on can take years if you cant get them to give you a DIL or U need to clear title through the foreclosure action.

Most of all broken down to actionable steps so the program also kept me on track.