My credit score immediately dropped from 804 to 775 (with nothing else changing except for the AIO hitting my credit report) The floating interest rate is reasonable.

From our experience it depends on the Housing Agency!

It all depends what you want to cover.

This would depend.

Tankless are a PITA.Tankless require descaling up to annually depending on water and if you fail to descale as needed the warranty is not enforceable.  

Well, it depends a lot on how much your tenants care about their Credit Score.Sadly most Collection Agencies I've worked with tried to "make a quick buck" meaning use scare tactics to make the tenant pay before formal litigation.

Probably depends a lot on location.

also consider the added mess from fruit trees, as well as the things they attract, for example in WI fruit not picked that starts to break down or drops and left to lay attract yellow jackets and other stinging bugs as well as the hazard of falling fruit, and staining concrete depending where they are. 

However, the specific details can depend on various factors, including the type of asset, how long it was held, and any applicable tax exemptions.

It depends.