Hold on to her entire deposit and let the rest go.Bottom line is it depends on how diligent you were with inspecting your property.

It might give them a good comparison point to a fractional passive product (the ultimate in getting out) that qualifies for 1031 which would also boost that ROI substantially."

My credit card only charges my Netflix and is paid off in full to maintain 3 lines of credit.

most likely laziness or misplaced trust. the only person who you can reasonably expect to care for your property is you, and a strongly written lease is your first line fo defense against damages.

I mean I used to work as a licensed contractor and for an estimate I would charge $47.00 per half hour of my time , still quite affordable if you ask me Plus that would put me first in line to contract with the cash buyer.

The constant issue I have is unlocking & accessing this equity, preferably through an equity line of credit.

My plan was to maybe build more units on the lot later down the line, however I recently found out that based on the zoning I wouldn't be able to build more units on said lot.

Anthony -  thanks for the question … I would recommend that you  contact  your bank  and whomever else you want ...using the same  exact  scenario and questions - outline / ask  whatever questions you have ...maybe gets some  basic  quotes ….once these  conversations are  completed - make a  decision as to whom you want to use for the  pre approval/ pre underwritten process ….. the FHA  product is  very homogenous and  shouldn't  be too much different from one lender to another ….. the  customer service might make a difference

So anything along the lines of an email or phone call, is just a conversation outside of the purview of the contract. 

Through that company I have an unused line of credit of $100,000.