I am considering lending them this amount but would like to secure the loan with collateral. 1.

Hi My name is Tamia Mack. I'm very interested in leaving my current job to enter into the Real Estate field. The only experience I have is purchasing my home and taking the first half of the Realtor's Class in College...

Most people would be far better off getting the cheapest term insurance to protect their families and invest the difference into assets they can control and understand the best such as real estate or private lending. 2.

I sat with my advisor and concluded that I was interested in subprime lending in minority community.  

Do private lenders ever lend at 6% or less?

I've heard of some banks willing to lend for repairs as well as 80% of the home.

I had gotten into the financing side, first in residential and earned my AMB, or "Accredited Mortgage Banker" and then went into Commercial lending, eventually opening my own firm with my wife specializing in dealing with investors - we provided management, coaching and financing solutions specifically for investors and investment properties.

Could I get a hard money lender to lend half of the loan to the seller, if she doesn't want to do seller financing?

Go meet with someone at a local firm with "Lending" or "Mortgage" or "Funding" in the company name (that right there tells you their #1 priority isn't "open another checking account" or "establish an ATM machine location" at an institutional level), that lives and lends in the community they serve.

I am an Investor/Broker that actively buys and sells properties and also lend nationwide.