I'm Jansen, relatively new to real estate and currently living in Santa Fe, NM.

Our debt include only our primary, the duplex, and credit card $3,175.91+$7,317.49+$2,000=$12,493.

That waiting time will probably be shortened in the future.The winning bidder at the most recent auction has the right of first refusal to buy later years' liens at the same redemption rate. 

Have rehabbed and upgraded several times during its twenty yr rental history.

The amount of time you have to give them changes if they've been there for a year or more, so it should depend on when you give them the notice, not when it takes effect.

Steve: If you are going to bid on an Ohio Common Pleas Court  foreclosure, the process is pretty safe because the foreclosing lender has to include a "PJR" which is actually a "Preliminary Judicial Report" which is a title report and include a commitment for title insurance should the bidder be successful and the property to be conveyed.This differs from a liquidation auction by a lender, private auctioneer, receiver (other than an actual foreclosure case) where you might be successful but the property has pre existing liens that don't get swept away by the foreclosure case.For your first one of these, get a lawyer to advise you.

First of all, congratulations on beginning your journey in real estate investing!

increase in equitydebt paydowndoing cash out refi to purchase multi-family Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Unable to estimate appreciation potential because it’s brand new and no room to add on or make improvements, but over time I do think some appreciation due to prime location.

There's no need to waste anyone's time to finish reading a script.