I don't know that I have to explain why I'm doing this, as long as the seller agrees to it.I spoke with the seller earlier today.

Hi Account Closed,It's possible and I've done it (not going to be a literal double close btw), but your retail buyer isn't going to be able to find the lender, and unless you find a BP member lender doing business in Illinois, you've got to explain it to the lender using very small words and no BPisms (ARV, BRRRR, wholesale, wholetail, transactional funding, etc... not allowed to use any of these terms, as none of those are in our day-to-date traditional lender vocabulary or covered in any of our formal licensing training/education). 

I'm obviously horrible with examples but hopefully I explained that well enough.

The reasons why lenders do this is too time consuming to explain but the important item is that you need to find a lender who doesn't have this overlay because you CAN use your rental income to qualify. 3.

A book that explains what all abbreviations mean and so on.

For example if I saw a dog on their Facebook page, but none on the application, I would ask them to explain.

I already know how to find buyers so I not looking for someone to explain, I just stop buying while I'm selling to some degree.

@Joe Swanson the process you are explaining is right on. 

I just happened to mention that to one of the tellers and the sales manager over heard and explained to me that it isn't HD that is giving you the discount but up to the manufacture. 

I  Believe this would be a good starter deal, let me explain.