Hoping to get in contact with agents that focus with investors and have good insights on the area and returns. 

That being said, I fell out of my chair when I was able to lock an individual investor (personal name) using a 1031 Exchange with about 50% down and 800 credit scores at 6.99%.

Your situation sounds like a classic investor's dilemma, and it's great that you're considering all angles before making a move.First off, it's worth considering what the "rip cord" would be for your investment—essentially, what's your financial breaking point where you need to make a decisive move to avoid further losses?

I would strongly recommend to connect with @Joseph Chiofalo they are a nationwide investor focused direct lender.

Especially with AI becoming a bigger player, I'd love to hear how it's specifically helped your business.For example, have you used any AI-powered tools for:Identifying properties for investors?

Personally, I would be the one who structures the deal because I am the investor and bring that value to the entire process.

You can also lean on some other real estate investors in your area on who they use. 

Looking to network with other real estate investors in charlotte and surrounding areas that are serious about investing .

That's why many investors have turned to larger multifamilies, because then you're only competing with other investors.

As a real estate investor, I’m sure you are wondering how you can utilize AI in your portfolio and on your properties.