Should I give her the $20,000 or use the $30,000-$40,000 to purcharse another duple, and just continue to pay her the $500 for the duration of the 5 years?

I wish you the most success if you do decide to continue.

I appreciate all the advice just looking for a start point an if I should continue saving what would be a reasonable amount to start or work to, so I can start a path in real estate an what's the best path.

Hi Everyone, I continue to dig into the Smokey Mountain region for STR's and am trying to learn more about the local areas before I commit to a visit down there.  

I flipped one successfully 18 months ago which allowed me to purchase the 4 rentalsJust curious as to how folks view not paying credit cards in full in order to continue purchasing.

If you were continually pulling for personal credit like credit cards that would be a different situation. 

My Opinion:As the yield curve flattens it is an indication that the cost of money is going to be higher.Based on mortgage statistics that the median new mortgage has an LTV of 95%, people are still leveraging their homes quite a bit.In order for the real estate and financing markets not to go stagnant they will need to come up with increasingly ‘creative’ ways to finance houses with average home prices that continue to climb otherwise home buyers will no longer be able to afford purchasing houses.While all of the indicators don’t look exactly how they did in 2007 it is quite scary to see that many of them are quite similar.Just my two cents.

Do you want to lock in the presumably low interest rates now (if rates continue to climb, this could be the cheapest money you can find)?  

How worried should I be about continuing to work with this property management company?

I will continue renting where I am currently (U-District) and rent my house (in whatever location it would be) .