Also you can profit in different stages of development as you mentioned rezoned for it to be valued at $12.5mYou can add more value doing a combination of the following by reduction the time it takes to get building permitsSite Plan Approval , if applicable tree clearing, grading, connecting utilities, etc..Your land can be worth $20m by the time its shovel ready for a builder but I wouldn't market the land if its not site plan approved as that is where the value increases dramaticallyOr you can go ahead a build rentals and refinance an descent amount to pay all your debts and possibly retain some capital and still have steady monthly cash flow

Is there anyone else here using podio and mojo together as a combination to manage their customer relationship database?

All of these amounts combined should equal your total costs associated with the transaction.Now, subtract that total amount from the sales price of the property. 

With Covid I'm bumping my loss to lease and bad debt so all combined I am underwriting at a 10% economic vacancy.

In reality most deals will be a combination of strategies.

Typically its a combination of sqf and Comparable sales.

This has been a pretty useful combination and has met most of the needs I've had. 

Personally I do not rely on appreciation but rather seek a combination of appreciation and cash flow.

The units also bring in a combined rent of $2,840/month.

Maybe commercial lenders, but they are going to want to see cash-flow from the asset with a combination of liquidity from the borrower.Rich family members also help.Maybe partnering with a high net worth buddy?