However, our lawyer has informed us that it could be problematic because transferring a mortgaged property to an LLC can trigger a “due on sale” clause in the mortgage documents, which basically states that if the property is transferred the lender can deem that a default,  which is an event that allows the lender to call the mortgage (i.e., require it be paid off in 30 days).Has anyone else come across this issue in NY State?

To refi basically takes me from having a property that I'm currently loving the returns on to one where I'm one rent drop away from probably looking to sell.

I am still trying to get to know the basics and I would love to learn more about the individual steps of building your RE portfolio from the ground up.

Basically 4 small houses on an acre. 

Higher returns (typically) than say a note (whole package deal) versus a rehab flipper who is doing it hands on and basically has a job.  

I wanted to give a basic background of my financial situation and I’d like some input on what investments would suit me best, and what road I should look into.

It is basically depositing your checking pay periods into it, and paying all of your bills out of it.

If you're lower end market and just basics in the house, I would not replace it with another backlighted mirror. 

How can we check the location/basics of the house before making the leap?

Pay basic living expenses2.