But this avoids double closing costs, transfer taxes.Also avoids seasoning issues for the buyers loan.

This avoids the banks and you try to use as little of your own money as possible, which sound right up your alley.

But yeah it's for real, just factor in the majority of the services and companies he using to do all the aspects of the deal, he owns or at least part of them so he's making money all the way around.

OTOH, if you have lots of cash, avoiding paying interest will put more money in your pocket.

My point was that in this business, although we don't show the emotion because it is a "business", we're still human and can't avoid "feeling it".

Can you specifically explain how you avoided/circumvented the current standard seasoning of 6 months for a NOO loan (non-owner occupied)Have you had success flipping to a retail end user and avoided seasoning issues of the standard 3 months on FHA loans?

Taking action is one of the most important aspects, second only to your education.

well due to the whole financial crisis and government takeover of one of our biggest mortgage lenders all the mortgage companies made their lending policies extremely strict and realistically now a buyer needs to have around 20-30% deposit for most lenders. they also generally will not lend more than 2.5 times the amount you earn in a year. then the introduction of hips (home information packs) august 2007 caused a huge flood of houses being put on the market because people wanted to avoid the cost of the hips this meant that values of houses dropped drastically and a hell of a lot of people went into negative equity and in 1 month in particular house prices went down by 9%...in a MONTH!!

The two that aren't addressed that way are related to the emotional aspect of calling a union a "marriage" and taxation related to a marriage.On the taxation side, the biggest one is in estate taxation and inheritance.

I call out to other posters to provide us with contract language suggestions to help avoid this situation.I think nothing will come of it.