Todd,A Reverse Mortgage or HECM loan is an Agency backed mortgage that allows you to access a portion of your equity with no payment required, the interest you're not paying gets added to the loan.

Now this number will change if the person pays off early, etc. 

I don't pay for an exterminator, and don't want to start. 

Rentals have also shot up like crazy so I anticipate much more as the years go.I have been studying BRRRR and leveraging debt but this case is different.Would it be in my best interest to pay back the loan asap or just make the monthly payments and start saving my extra cash for my first BRRRR in the states. 

How do you pay yourself?

I am a licensed Real Estate Agent but I am not a broker, I pay my broker a fee for holding my license similar to a commission split but its just a flat fee. 

The original post assumes "all other things being equal" with property managers, and that isn't the case.The cheapest shirts are at Dollar General, but that doesn't necessarily mean they are the best.When it comes to property management, it's not what you are paying, but what you are getting. 

Tenants pay for background check.

I had no idea how to do the analysis but was happy that someone else had done it so purchased, paying all cash.