Seller agreed to discuss over the phone this Saturday, I just want to be prepared for our phone call.

I have taken the initiative to get rid of unnecessary monthly payments such as cell phone plans, car payments, etc. 

I have lived in the situation you mention in this thread and would be happy to hop on the phone and tell you about my experience.

But finding a phone number or website can be challenging. 

So when using Skipio, I think you have to choose just one phone number.

HMLs are readily available in FL - I probably have 5 in my phone right now.

Make a phone call to your commercial lender and ask what cap rate they use to under write small multifamly in your sub market.

I don't think I can put a phone number on here, but if you google them you'll find it.

If the separate leases stated that each individual was personally responsible for 1/4 of the total, then I would agree entirely with your assessment.This information comes directly from the Rental Housing Association of Washington State (RHA WA) and directly from their attorney's whom I just got off the phone with.Either way, I appreciate the help and advice! 

I've spoken to @Basit Siddiqi on the phone and he's provided me with very helpful information.