Low-cost index funds in your desired asset allocation.  4% withdrawal rate.  

I live in a huge 3 bedroom apartment, paying $1,500 a month and my overall monthly expenses are low. 

I call a service for that.The biggest issue that holds people back is a low risk tolerance brought upon them by some paranoid delusion.If you educate yourself enough, you can wind up living your dreams rather than dreaming to live.

Great thing is the low taxes!  

Anything higher means rents are too low.

Pro: It's Cheap, they actually use good photographers.Con: Inexperienced low paid agents that dont know what they are doing.

I was looking up different ways to finance a rental property but it appears that a lot of the low money down loans require you to live at the Property.

Profit on a low risk property, 8-12% on a medium risk, and 20% on high risk locations.  

I just purchased a couple smaller apartment bldgs where the rent is about 100 low per month.

Some people toss out offers to everything then work down, others toss low offers and hope they get accepted.