Also, on one of the forum posts I read it said that conventional lending may not lend on a SFR with a 2nd kitchen for insurance reasons.

If my deal/need for the financing is what it should be, then all of the rest of the dialogue is moot.Do you find it much harder to find worthwhile deals for long term buy and hold for cash flow especially with private lending?

"we lend based on the property, 67%, 4 points, 6-12 months, 14%"...

Would I be able to get a hard money loan or better off in private lending from an investor?

I am considering lending them this amount but would like to secure the loan with collateral. 1.

Hi My name is Tamia Mack. I'm very interested in leaving my current job to enter into the Real Estate field. The only experience I have is purchasing my home and taking the first half of the Realtor's Class in College...

Most people would be far better off getting the cheapest term insurance to protect their families and invest the difference into assets they can control and understand the best such as real estate or private lending. 2.

I sat with my advisor and concluded that I was interested in subprime lending in minority community.  

Do private lenders ever lend at 6% or less?

I've heard of some banks willing to lend for repairs as well as 80% of the home.