Changing floor plans or taking on numerous capx upgrades to purge the conditions might be an excessive start until later: zoning, permits, and 2nd egresses come to mind unless a basement unit can be added. 

However, we have found ourselves in an amazing opportunity to get into real estate development due to churches having excess land often in great locations that would otherwise be unavailable to the average developer.

We're not "fat cats" that can absorb a huge loss of income over an extended period of time, but are willing to work with our tenants as much as we can.

Don't get fat on just one sector of real estate.

In Oregon there is no tax sale... if the property taxs are not paid in 3 years the property Escheats to the state.. taken into state inventory then sold some time in the future as state excess properties.. these are FAR and few between..

So with my free time and excess of money I can and would do more to help that hospital. 

However, if you’re talking about your home and NOT an investment property, the emotional well being of paying down or even fully paying off your mortgage may be far in excess of any benefit of investing the money instead. 

The crash of 2008 happened as a flash flood, but the excesses were bottle necked over a long period of fiscal irresponsibility. 

I don't have thick glasses, I do wear goggles on the Fat Boy, the Vulcan and a Trans-Alp.

Taking on excess consumer debt, not knowing your numbers inside and out, and a lack of an emergency fund while getting into your first rehab is a recipe for disaster.