You will likely need to build up the cash (such as flipping homes or doing the BRRRR method to increase in quantity of units so in the long run you will get what you want). 

Realtors too often hold themselves out as being the panacea, which lures people into believing they are an answer, rather than a method. 

Working full time and part time to continue saving up money for now but as it is I am willing to be a homebuyer using one of the methods above, here in Oakland (I live in the Saint Elizabeth area) or anywhere else in the East Bay.

We’ve accomplished all of this by following the brrrrr method and doing all the renovations ourselves.

Non-QM loans allow you to qualify based on other alternatives instead of the traditional DTI method ((DSCR for example when the monthly rents > monthly PITI (principal, interest, taxes, insurance) = you qualify)).

A steady, methodical approach to growth often has more longevity.2. 

MY method yes?

I just ordered the one that focuses on the BRRRR method and can’t wait to read it!

Many refer to this as "the enemy method", and you can use Pricelabs to see an entire year of data for each "enemy".

So if we have a choice, we want to use the conventional methods first.