Best I can tell from previous posts on the site is that if you are having a problem with your DTI ration transfer properties to an "entity"(this is the usual word choice with little insight into what kind of entity the poster is referring to) However, when you dig a little deeper, it seems to be that even if you own property in an LLC if you sign a personal guarantee (which they pretty much always make you do* it all falls to you in individual, and therefore counts against your personal DTI ratio, which at least for this, seems to defeat the purpose.* it seems if you have an LLC with 2 years of tax returns, you can actually have the business get the mortgage, and not have to sign a personal guarantee.

It is individuals like you that afford us our many freedoms. 

Love and appreciate this platform, many great individuals and alike minds.

Joel MPlease do not listen to individuals who tell you that purchasing a 30K property in bmore would be a problem.  

It'll be tough to still rent out the rooms individually if your buddies move out, at which point you want to have the option of renting to a single family and still able to cash flow each month.

We are considered to be the average of the 5 people we spend the most time with so connect with REIA meetings, accountability partners, and mastermind groups to engage with individuals interested in real estate investing.At the bottom of this page is a list with help in it.

Looking forward to connecting with like minded individuals here on BiggerPockets

I would price out the plumbing and electric for the smaller stacked units (think ge space maker or smaller) in the units before a free standing building....you just need a closet size space and they do this in the efficiency units (450square feet) where I have a condo rental..this may put the costs for electric back on tenant if individually metered..

Other attorneys and individuals may argue differently because the average debtor in this situation knows they are on the way out any way.

I made an urgent request to obtain a duplicate key to the common area (note that this key is required to be able to enter my condo unit), and the property manager has not delivered the keys 7 days later, in spite of letting him know this is urgent.