Get the balance to zero.Keep paying on your home. 

The mortgage that was called due is the superior mortgage and if the mortgagee demanded payment in full then paying less than entire balance does not satisfy the demand.

Purchase Offer: New first mortgage (or possible option of assumption) Second mortgage Initial Deposit Additional Deposit following condition removal Balance 5.

By having them take all the available funds, it lowers your balance, which lowers your overall payback.

If A1 is the annual interest rate, A2 is the term in years, and A3 is the loan amount, it would look like this:-PMT(A1/12;A2*12;A3)If you want to do an amortization table, the interest each month is the rate (A1/12) times the current balance.

I just dont know what brand I should use to strike a balance between quality, longevity, and price.

We need to keep a balance.

You won't find out the balance until after you own the property so it's a guessing game.  

The listing agent is not held accountable if they have no checks and balances system for them.

You have to balance how much commission you will make versus selling price and staging finishes expected.Staging will not really eliminate eyesores from outdated designs and construction.