But until then, its just a guessing game!

Click the bar at the top where it says services, and then click Short term rentals. 

I was thinking I would need to get a hard money loan to cover that, and it would eat up most of the rest of the cashflow and then I would look to refinance within a year or two.

All that said, if these are D’s then you may be getting hit with supply issues, depending on your market.

If it is a one car for sure, then bunks would be fine.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Then, refi out into a long term mortgage. 

However, with my 1 short term rental I am struggling to remain confident that this is the right strategy as when something does happen it seems I lose at least a couple days with them dispatching and then following up.  

Adding one for each bedroom and then other rooms will quickly drive the cost up there.

Jenny, I don't feel any discrimination, to John's point, but then I have a female realtor and a female mortgage broker who are strong, awesome women and we love working together!