Payoff the personal/hard money loan using your numerous credit cards with 0% interest using Plastiq (send mail in check).Refinance the homes and payoff as much of the credit cards as you can. 

If you are just getting started, there are numerous threads asking many common topics. 

The other comp however received no adjustments, despite selling with numerous violations. 

Greetings Lou,Like Bryan, I've also closed numerous deals at that Old Republic.  

Truly makes a difference in perception when you break down that extra $300k for just $200 a year ;) 

All these details really add up and in my opinion gives the buyer a perception of higher value. 

Walls were terrible; plaster and lathe with numerous patches throughout.

@Ryan Bogy, there are numerous steps involved when it comes to putting together a trustworthy team, and you can find some helpful articles on the subject in the BP forums.

@Michael Blank has numerous educational resources to check out

I've recently become interested in multi unit rental properties, and have read/heard in numerous places about the 2% rule.