The hard money company  I called today said that their product is not for me because they need to inspect the property first.

Focus on the lender fees, service (eg does the loan officer work “banker” hours or “realtor” hours), and loan products.

Great UI, intuitive and they are constantly improving their product.

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@Hugh Carnaha The good news for you is that there are some great commercial products available right now with rates closer to Fannie/Freddie than ever.  

It's more complicated because it seems to be a lot harder to find free online resources to help me calculate the principle & expected monthly payments on a home equity loan compared to a traditional loan, and at this early stage of investigation I'm not willing to enter all my personal information into a loan website that'd end up contacting me at all hours with offers I may or may not be prepared to take.What do y'all think?

I mean realtors were ripping sellers off by selling their property to close friends and investors without giving newbies like me a chance.I would put bids on properties for over the asking price and the listing agents would eventually sell the properties to their own clients at a lower price and collect the 6 percent commission instead of selling it to me at a higher price and receiving a 3% commission.That made me so mad that now I do not care who my agent is, I will only purchase from the listing agent because I understand greed.

Will this software always be for your proprietary use or will you roll it out as a product one day?

It's not for every ceiling, especially if you can see a lot of major flaws through the popcorn, but if the ceiling is in good shape you can really get a nice product when you are done.

It would not be logical for someone to sell their property leaving meat on the bone for someone else's benefit.