If you already have the house under contract, it's probably too late- you'd have to have an assignment clause in there.

Good afternoon BP community.

No late payments or maintenance requests. 

This is very late to the game on this thread, but for posterity's sake: regarding this question it might be helpful to look up Fannie Mae 1038a - it appears to be the worksheet used in conforming mortgage applications to ascertain actual rental income, for Debt-to-income calculations.

@Odie Ayaga sorry for the late reply!

Good afternoon everyone!

i maybe late to the party but maybe due to the contract between the seller and agent thats creating an issue for you talking direct with the seller?

Her employer wrote an employment verification letter too stating she makes on average $3500 / mo.Credit Score: 731 - two 30 Days Late marks on her credit from a few years backDebt: $63,476 - Revolving $139 / mo, Installment: $1,227 / mo - 2 car loans make up the bulk of this.She has never been evicted or arrested.

I'm having a few calls this afternoon with a few lenders.

I kind of like SFH...it feels more personal...but what do I know- I just started late last year.