For example in WI I have relationships with WI commercial lenders that will lend me 10% cash 10% equity in one of my other properties.

Came across this recent article from January 31, 2024 copied below:"Ohio REALTORS® have also heard more concerns about the practice of real estate wholesaling and how it robs vulnerable Ohioans of equity in their homes.

Congrats on the equity you built! 

Don't put yourself in a position where you are forced to pass up good deals because a lender or otherwise is not a fit or willing to work with you.

Problem with that is I would have to have to take out an original conventional loan to start, then right away refinance and get double hit with the lenders fees.I know I will run into the same issue as before where the money is essentially locked into equity because of the small loan amounts if I move forward and purchase this now house for $65k. 

I post about it in the marketplace but we build for investors with 20% equity so they can refinance out upon seasoning. would be happy to chat further!

Or is a home equity line of credit still the popular method?

i still will have 60k equity in the home, I'm paying myself 401k back to myself at 9% interest rate.. so I'm adding to my 401k.. and I'm making 4.60 interest from the money in my saving accounts that Ill be using to pay back the 401k loan.. 

Pete area that tend to be more positive as far as multi-family properties?

Some owner/aggregators tried to throw more tech at the process; some owner/operators didn’t care because they were building machines to only eat equity.