This payoff normally occurs at closing. 

If they are wrong they just say it’s because “I never expected xyz to occur….”

This does occur but would lead to gradual increases over time.The $6T could play a factor if it leads to higher wage and employment growth but without renters making more money (higher wage growth) or there being more renters with jobs (employment growth), what is it that's actually shifting the supply and demand of rentals?

Every single one of my wholesale deals in which I was the seller (all of which occurred between 2010-2014) was with an REO or short sale and I was not a RE license holder.

Recognize the risk.Basically I am saying there is the rules and then there is what is actually occurring. 

I made the banker aware early and often that we wanted to apply up to the max amount, but would possibly borrow much less (like $1.3M) if we decided to exchange into one property, not two.OK, so the rate lock occurred.

This would decrease my cashflow, but allow me to not miss out on the wild amount of appreciation that has occurred.- Rent the full home and setup a HELOC to have the appreciation gain available should a great opportunity come my way.Ideally, I would like to continue renting the home as I could see myself returning to the west side in a few years. 

I’m an investor and friend to a person getting kicked out of her complex due to the rain that recently occurred.

The fire occurred in the middle of the night on a Saturday and coincidentally, later that day when the home was very exposed, we had 2 days of severe non-stop rain that came into the house before we were even informed of the fire on Monday.

I understood the gain part but couldn't find anything on the loss if that should occur.