Second issue I'm working to improve on is just finding a deal, continue to learn and try to add more lead generation beyond just the MLS, so one day finding a deal shouldn't be an issue.What I do currently have to offer is my expertise about home condition and potential issues.

Anyone knows what is the PM roles in situations like mine.

Even leading up to the last crash, only a few people really understood what was happening. 

There are leads.

Lending practices were drastically tightened after '08 which has subsequently lead to better underwriting and better debt securities.

I did not get them to be an agent, but to have more avenues open to servicing clients, networking  and finding leads. 

My professional experience come in the form of mortgage originator with Wells Fargo and lead residential appraiser for multiple cities in the Hennepin County Assessors office.

Add in the fast cash as more of an aside rather than leading with it.You should start with asking if she has plans to move back to town or has thought about selling.

Also, the type of loan you are getting plays a big role.

Which leads me to my question....