Let’s use fictitious $100k property (we will ignore closing costs for this example) that goes up 10% total (this is less than 5% annual due to compounding) in 2 years.  

I feel that you are on the defensive and missing the point of my input entirely.

However, merely filing probate is not a signal that a surviving spouse wishes to sell, let alone a distress sale.To the contrary, look for estates with multiple, compounded issues (vacant, back taxes, foreclosure, multiple heirs or beneficiaries, etc.).

The function, by design, of the Federal Government is national Defense and to administrate interstate activities and commerce. 

Seems that problems just compounds on problems, mostly due to poor planning.  

And the penalties for failing to pay is pretty high (something like 10% to 20% upfront and 1% monthly compounding interest thereafter).

If you have a day job that brings in great income I wouldn't mind going a little lower to start the investing clock sooner so you can realize the power of long-term compounding assuming you always invest in positive cashflow.

I'm just so glad that has never happened before here; someone asks for peoples experiences who have invested in a company or signed up for a mentorship and new members come out of the woodwork to come to the defense of the investmentc ompany/mentor programor convince us its not a scam.

It is as real as it gets - talking to person, audit defense included etc.

When you are actively generating income - whether from working a W2, constantly pursuing investments, starting a business, etc - you don't have to be so conservative with your investing, as you are going to keep making that money, and you need compounding to work in your favor.