This affects most Americans because the common person has their retirement savings in the stock market.On the flip side, the added tax revenue will be allocated to expanding social programs.

Two, it's an asset free & clear of sentimentality.The red flag that stood out to me is "...I love this house..."

It will not only eliminate / drastically reduce the average American's biggest expense (housing), but position you to save exponentially faster. 

Sometimes there are discounts for being a union member (or having a spouse who is), or belonging to certain organizations (American Medical Assoc., AAA, AARP, etc), but you won't just hear about them, you have to ask.

A fewconsiderations:- I am Scottish, mywife is American and we currently live in Italy – investment isfully remote!

This raised red flags to the title company.

@Steve Kim If he's basing a multi-family property's value off of single-family home values, that's a red flag and a guarantee that he's priced too high.

I can't tell if I am nervous about landing my first deal or if there are true red flags with these lenders?

First of all Congratulations for being in the 1% of Americans that actually read their documents!

They look for red flags and they are good at it.