Worse, what if there is a credit freeze due to economic conditions (e.g. 2009) and you can't get another loan at all?

As a buyer, what is the largest "repair credit" or cash at closing from the seller you have seen be approved for a FHFA loan?

Since you seem to have traveled this road before, (I shall let you know what happens with on 1st property with GF); do you know any sources of GAP funding so I can scale up my operations in NJI can get Hard money elsewhere, Have some capital, credit and good FICOAny information would be helpful. 

I used to own (until 12/2015) a large WU agency, so maybe I can help.On the sending end, you  could pay with a debit card. 

Both of our credit scores are now hovering around 655 (originally mid to high 700s).

She had about 40-50K in Credit Card Debt. 180K owed on the MTG and house is worth about 230K as-is. 

PMI will be based on your credit score, amount you put down, and the overall debt to income ratio.

Pre-qualified is mainly a credit check.

What actually happened was that her credit score is a 600, her yearly income is $10k, and she has two pit bulls.

The scammers offered her a great deal on rent with no credit check if she provided them a hefty deposit.