The ripple effects of global events and economic policies reverberate through our region, influencing interest rates, inflation, and housing affordability.

Please keep in mind when you do identify a lender that will take on vacant land- they will price the deal at a higher interest rate and will keep a low LTV to minimize their risk. 

I invest in Idaho- it's not as cheap as you are looking for, but it's easily the most landlord friendly state there is.

My guess is that a lot of these sellers will either exit their current loan or be open to subto as soon as the rates ease up. 

I understand some of the benefits of an ARM especially if it gives you a lower interest rate and you don't plan on holding it for longer than 5 years or however long the initial rate is.

Your rent rate is currently $500 below market, but I am willing to keep it below market as an incentive to stay.Your new rent rate will be $1,650 effective June 1st, and I require you to take responsibility for the heat.

But I'm wondering whether it is wise to put more money down for lower interest rates or take a hit on interest rates and keep money in pocket?

I can't cashflow LTRs because I can't find them cheap enough with today's mortgage rates, so I'm looking for my next STR now.

Considering the high interest rate, the projects and COC return seems too good to be true.

Buy cheap.