, but I don't have any proof she broke it is what I'm worried about.

For many, their days were filled with silly dinner parties, vacuous social visits, rigged fox hunts and lots and lots of gossip.

It's not hard (but is extra work as I end up producing a unique letter per offer) to temporarily transfer balances around to produce a proof of funds letter close to the asking price, but I'm looking to streamline where I can.

Our lender said the appraisal would include a request for the appraiser to do a Fair Market Rent (FMR) analysis of the property and we would be allowed to use 75% of the income as you mentioned above.The lender also mentioned the possibilities with a conventional loan (which of course would require more down) but we are being told that they will let you do the same thing as it relates to the rent on the duplex/triplex with the 75%, BUT they would also allow us to use a signed lease (plus proof of 1st month’s rent collected) to offset the payment on their current home that they will eventually be vacating. 

.- Going all cash and showing you have proof of funds to close quickly helps.i am sure there are others but these are the tips i can think of very quickly off the top of my head.

Landlords are not social workers, we operate a business and must show proof of all our business dealings with tenants in every situation.

BTW, we use TLOXP from trans union for detailed backgrounds, plus Google, Facebook, and other social media.

@Jerry Padilla What documentation does the bank want to see as proof of rental income?

SEO, Facebook Ads, Google Ads, Email Marketing, Content Marketing, Social Media Marketing, etc).

Also, since my end buyer would be my "proof of funds", if I can't contractually secure the end buyer before getting the property, how can I guarantee the seller a proof of funds to begin with without having the end buyer contractually obligated to close?