That's a background check and a fee associated. 

I don't know what state you're in but I found this article through the Texas Association Of Realtor and they have the following to say in a similar situation..........."

You could also think about presenting the opportunity to friends or associates that have liquid funds.

It's a book published by the National Association of Home Builders (www.BuildersBooks.com). 

In there a Landlord's Association near Guelph that can be a source of information?

Right next to a f neighborhood.To get an easement, you would have to pay for a commercial survey and sue someone if you could not get an adjacent owner to agree to it.I would try and sell it to one of the neighbors for sure.

Hi Kim,I am currently president of the Iredell County Landlords Association.

@Petra M. go check out the NARPM.org site it is the National Association of Residential Property Managers.

I tried to refinance last year but due to the fact that more than 10% of the condos in the association are owned by 1 company I am unable to get a federally backed loan (a condition I didn't know when I bought it) and the private loans I received prices for had 9% interest which means the condo would not cash flow. 

The only choices you have are to pay off the mortgage so the insurance is not mandatory, try to find private flood insurance that is less expensive, attempt to flood proof the property or sell it.You may want to call your local government floodplain administrator, engineering or survey or drainage dept to see if there are any flood related improvements planned in your area, such as a drainage project, that may lower your flood risk.