Using the next ten years and the snowball method to pay them off.

While I'm worried about condo depreciation, I'm also concerned about over-purchasing for a condo off the bat. 

I just sold my business and in looking for ways to offset capital gains taxes stumbled across a strategy in which a STR can write off all depreciation in year one via a cost segregation analysis, thereby reducing taxable income greatly for a specific year.

Colorado Springs property tax seems ridiculously low compared to Austin and its surrounding areas. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Look in the property tax assessor record.  

In addition to appreciation potential, there are a bunch of tax benefits to consider as well... my favorite being that a tax loss can be carried forward to offset future taxable income.

And there is a loyalty program after three paid off deals in good standards where rates/fees drop nicely to beat the 10-20% down programs.

I've been writing full-time for an online publication since 2022 and building my faculty book instead.

Landlord friendly and low property taxes combined with how close it is to CA it makes visiting properties and building a team easier.