@Marcus Durant,The CMAs will help you determine what the market will support.

For Example, my W2 job nets our family around 62k a year, but the bank still took into account the child support I receive, and that doesn't show up on a tax return. 

Thanks everyone for the positivity and the support.  

Credit scores would support what I'm looking for without additional co-signer,, one thing you need to consider is that if you permit co-signers it sets a precedent. and Fair housing could be made a thing unless you only require co-signers for students,, but they are graduating so no longer students.. so wouldn't qualify as eligible for co-signer..I don't believe in co-signers I rather have extra on deposit. 

If your value is still supported then figure out where your numbers work and make an offer there.

It's as if they think we are rigid and/or too stupid to adjust and bob & weave with new laws or 'guidance'.First minimally qualified applicant, no additional deposits for service/comfort/emotional support animals, felons are a protective class, etc.  

Hello BP,I have posted on the forums before with a great influx of support along with motivation, and these are two things that I am looking for as I am looking to buy my first property! 

Hello fellow BP'ers-Like many of you I have an interest in RE investing...and also work in the industry supporting RE Investors as the Director, Business & Investor Development with Evergreen Note Servicing.I've read many discussions and had conversations with many others about servicers, servicing and supporting the investor network.  

Fine, throw in 10% for vacancy and 20% for taxes/insurance/water and I'm STILL cash flowing over 10% on my $40,000 investment.I understand that the key to this is actually getting tenants at $550/month, but if the market seems to support that, can a pig not be a pig?

We need your help in urging legislators to support these bills.Ask your Senator and Representative to vote in favor of SB 398 and HB 483.