It just sits there until you do a draw. 

While processing a loan application I was making the bank discovered a $52,000 balance in an IRA, sitting in a brokerage account in my name.

The home is under contract to buy and had been been sitting on it for 19 months paying interest to the bank.

Sitting around in a room in a seminar won't get you very far in this business until you take action which is the key. :) 

If you assume the money that would otherwise be sitting around is actively invested in the market producing returns, you shouldn't wind up net-negative.Run numbers as always, of course.

My best advice, sit down with your professional supports and hash it through... there is no one right answer, and those that know your situation best can give you the best advice.Hope that helps!

All that being said, we are sitting on money in this house which could be working for us now.  

If the property has been sitting on the market, or there is another reason that would make them seem more desperate to sell, then a low offer may be okay to send.

No offense to your mother, but if she had been raising the rent every year over the last 20 years, she'd be sitting on a few million instead of pondering her retirement plan. 

Hey @Craig Harris,I'm with Bill on this one, inventory is already pretty low in both KCMO and KCK (for areas that you don't mind owning in) you could search and search for the 2% rule but how long will your money be sitting while you do that.