Stumbled upon the site after I found J Scott's book on Amazon.

Because of this limitation, the properties with ADUs in my area of investment are being comped at a discount compared to duplexes which seems reasonable because a duplex can be purchased by a house hacker or an off site RE investor but the ADU can only be purchased by a house hacker/home owner.Check this for your area. 

When I inquire with lenders I give them the following info:Property: Investment rental (non-owner occupied SFH)Credit Score: >740Loan Amount: $80-$120KRequired LTV: 80%While im on a site like Zillow looking at properties, Ill often try to to look up rates (and APRs) and after entering in the information above  I see numbers in the mid to high 4s.

@Nicholas Cooley there are a number of tools on the site that can assist you.

Such a simple concept so many fail to do.

A good primer on tax-advantaged accounts (IRAs, HSAs) can be found on the Mad FIentist site (https://www.biggerpockets.com/forums/846/topics/563476-ep-18-accessing-retirement-funds-before-59-1-2-w-the-mad-fientist, https://www.madfientist.com/ultimate-retirement-account/).My background: I worked for many years as an independent contractor through a temporary help agency.

My Ad posted on Zillow and all the free sites like hotpads, etc. 

He legally had to back pay the pet rental deposit & fees BECAUSE he did not fill out the paperwork prior to bringing the dog on site.

There are also very experienced people on this site, that will help you and answer your questions. 

Hey all, new to the site.