So far, I've checked with two mortgage lenders and both require that the down payment either be seasoned (in my bank account for longer than the 2 most recent months' statements I would use on a mortgage application) or they would require documentation on the private loan and that the loan is secured by using my current residence as collateral.

or are there hard money lenders who will assist me with 100% of the cost and I can simply refi after the seasoning period?

Would anyone have a preventive checklist on an excel spreadsheet with the type of repair to focus on and the months/seasons of work?

Example: A town's median income is 40k with a population of 8500, and sees moderate to low levels of seasonal tourism.

After a lot of searching I just refinanced in late February with an internet bank....Investment property loan 4.5% 75% LTV 0 points 800 credit score 6 months seasoning $2300 in loan cost...this would have been lower if I used the same title company I closed with when I purchased it 6 months ago...wasn't thinking...

For example: homeowner/investor hires a plumber to replace a water heater, during peak construction season, then wishes to negotiate a lower price.

If the HOA really is a financial disaster with nothing in writing (financial arrangements not in writing are by definition a financial disaster), and you are paying cash (meaning bullet point #2 above is not relevant), note that real estate that you can't get a mortgage on tends to sell for much less than it otherwise might.

Looking for a seasoned realtor recommended by the community in Bergen and Essex counties to purchase multifamily buildings.  

Once a year during tax season the question of a better record keeping hits me :)  We manage about 20 rental units and once a year I need to go through all our business accounts statements and credit cards to sort through records for the whole year. 

NEW YORK REAL ESTATE INVESTOR MEETUP (LONG ISLAND, NEW YORK )LOCATION: 50 Jericho Quadrangle, Suite 210 | Jericho, NY 11753All investors small or big, new or seasoned should join our group and attend our free event on May 20th at 11 am.