I do like 20% -30% down for the higher coc even though it is considered higher risk. I

This seems a bit risky.

If you sold and made a bunch of money before then you want to preserve that money and invest in less risky investments or only allocate a small portion of your portfolio to high risk growth properties.The taxes of 6k wouldn't bother me as much if that was a constant.Meaning 3 years ago they weren't charging 10,000 in taxes before the market took a dip.

I am not sure if buying an occupied building is too risky as I did not have the benefit of screening the tenants?

If you just want builders risk I think it's around $30-40/month

If it's called hard money the the risk is centered on the asset in question not your other assets, DTI, reserves and so on.

i wouldent stage, too risky in market conditions IMO, doesent mean you cant get creative.

What I care about is the lowest risk approach that leaves me rich at 55.Real estate as an "investment", not a job... is a slow wealth accumulation model... but fairly low risk. I

For me, the retainer was not a hard decision because, when I saw that they could help me retire in 10 years using their provided game plan, the value proposition was a no-brainer.

Talk about super risky.