IF you need to adjust a price, agree to a price today and you MIGHT consider tieing the price to an index, such as the CPI (which will probably be up) or to the percentage difference in the 1 year T-Bill (which should not be too much in the short term).Most lease options are not taken.

However, if there traditionally is a 7% decrease plus or minus a few percentages, it wouldn't be sensible to assume that demand is decreasing in that area compared to seasonal data.

he goes on a case by case basis--not a certain percentage (yet another reason to work with smaller local banks) the fee was 1% origination and of cours attorney fees to do the transaction, i pulled this amount out, plus a little extra 'cushion'

Every ethical landlord has a method for selecting tenants that profits his business while operating fairly.What percentage of potential tenants have you considered low-grade?

I know that banks usually don't like to do small loans since they earn a percentage and mortgages are the same amount of work no matter the size.

There is no more money to be made in real estate than in any other area of investing or starting your own business.For the most part the 'stories' you heard of people making many millions are just 'stories'.However, there is a very small percentage of posters here on BP who have actually done very well for themselves, and have freely shared their methods.But no one is going to do it for you.

Hard money almost always uses lower LTV percentages than conventional financing so that can't be the reason.

Interestingly, the last Republican to decrease debt as a percentage of GDP was Dwight Eisenhower...

You can assign $100.00 to one note and $4,400. to the other and have fun with the yield, but for taxes stick with half and half, IMO, if the notes are sold seprately.However if you do it as a portfolio deal you can add your numbers and take a percentage of any loss, if any, as it may be assigned at the time of the loss, this might be an advantage later on.Another thing with this proposal...what is the lot rent?

That said, I don't see any need to rehash all the points I've made before, but bottom line -- 3 of 51,000+ is a dreadful percentage, regardless of whether or not it was a 300% increase.