My clients have done well with Southern First as a small regional bank and Prime Lending as a larger broker.  

Unfortunately, they only lend to Indiana residents...

Will lend you on a property that needs repair (203k renovation)3.

You can't qualify at the bank and you can't get private money and live in the home, because regulations are keeping HMLs away from lending to owner occupants.  

Feel free to ask me any questions on the lending side.

Welcome Daniel feel free to use me as a resource for knowledge on the lending side.

Lane Kawaoka  I am not involved enough in the conventional lending business enough to have any clue on this.. my hunch is though I don't see it rising..

You can always get private money lending for one of the loans or down payment.  

Chris Mason, the primary adviser for a client's decision to put all their assets into an LLC is their attorney, not their CPA, and if my client, based on recommendations from his or her attorney, decides to structure his or her business in a certain way, I'm going to prepare their tax returns consistently with the tax code and in such a way that reflects the legal reality of their situation, not what a lender or any other service provider wants me to do.That being said, I think it would be wise for attorneys to understand the tax as well as lending ramifications of structuring a client's business in a certain way and should definitely connect with their client's CPA and lender before making recommendations.

So for a $100 purchase price, I would need $20k (downpayment) and then $10k in rehab for the $30k I have.My questions are mostly toward the financing/lending strategy.