This calculation is essentially the opposite exterme of calculating a cap rate.

What is essentially being said here is that you have thought about this scenario before and if it ever happened that you would kill.

Since the buyer won't agree to this, does that mean we essentially can't touch any portion of their deposit?

As members our property management is essential free.

Our business is essentially to put residential properties & furnishings to commercial use, so make sure to budget for regular updates or your nightly rates will flounder, especially in shoulder & trough seasons. 

I'll attach a rate sheet to illustrate what this means, but essentially you will get a credit that you can use for closing costs.

PM will extend the life and/or maintenance frequency of most elements.

That way you are not bouncing all around the house and it has some element of a flow to it. 

$6500/400/12 = 1.35 years. essentially if you took that $400 per month and put it in a savings account, it would take you a little over 16 months to recuperate the $6500 you spent, meaning you would have to stay in this LOAN for at least 17 payments to have seen the benefit of buying down the rate and prepaying that interest up front (lets not kid ourselves, prepaying the interest up front is what you're doing). this is just one way to calculate this tangibly. but there are other factors.

Having the MLS is essential in order to find deals.