I can afford to have a relatively lower cap rate/cash flow because I have a great job at this time so it wouldn’t be the worst thing if the deal is not perfect but again I posted for any helpful comments.

I also heard they are not very affordable.

He apparently can't afford to retire until 70+ so somewhere he lost himself in the theory & abandoned the drive to achieve one of the most important goals we all have.

I could definitely afford a 20% down payment on a few of these homes, so traditional financing is not an issue; but my mom (a banker herself), mentioned how I could purchase some of the lower-cost homes with a credit card.

If a car is needed buy an affordable one and keep your overhead low.

Giving her the option of realizing she cannot afford this place allows for her to retain dignity. 

Find a mortgage broker, get your pre-approvals inline first and then that will help you figure out what you can afford and greatly narrow you list of properties to look for. 

Both are high-end residences and can't afford to take the hit on commissions from a realtor.

You see, this (retired) couple is very poor, owns the house outright and can barely afford the taxes on the property, as it sits.

Where I live, in or around metro area, apartment units or townhouses seem to be more affordable options (my loan limits cannot afford majority of SFR or small multi in metro area) and I was wondering if apartment units are good for AirBnB as long as the number works and HOA allows AirBnBing?