DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

It taught me a lesson I’ll never forget: in this business, a deal isn’t real until it’s closed.

It's because to your point, I use to be the operator of my own rental real estate. 

Before getting into real estate, I dabbled in Information Technology where the concept of open source software runs strong.

The depreciation of the asset is not a "real" cash flow for your purposes. 

Hello everyone,I began my real estate investment journey in 2016 while pursuing dual degrees—an MBA and a Master's in Computer Science. 

This strategy is more effective if you qualify as a real estate professional.

This loss could reduce your taxable income on a dollar-for-dollar basis, especially if your Modified Adjusted Gross Income (MAGI) is under $150K.However, the debt must be bona fide and a real, enforceable obligation.

Not to knock schooling, I have an advanced degree myself, but I recognize that no one would work for me that I would want running my show.There is a lot showing in your frustration, I feel for you, but it's a challenging time in the industry and without experience and the advantage of having been through a few down cycles, you may just need to read about the down side of real estate to get to the next level.

This steady income has become a reliable part of my investment portfolio, demonstrating the financial benefits of a well-executed real estate strategy.Reflection:Looking back, this investment has been a rewarding journey of vision, effort, and strategic planning.