Real estate is a long term game (overall) and sometimes investing in yourself and your active income can yield a higher rate of return, in which can also excel you investing.

A DTI (Debt-to-Income) ratio of 50% or lower, when including all expenses you pay/month, would be safe IMHO.

You'll be able to work up numbers with more confidence because you'll know the condition of the property you're starting with and what your goal is in terms of condition, value, and income/rent.

But if I can't sell quickly, I could rent them and have multiple cash flow (because of the different income sources of the different tenants in the same unit) and wait for the market to recover and then sell the unit.Please let me know your comments and suggestions about this information.Thank you everyone!!

There are investors who offer them but they usually oly offer 60-65% LTV/CLTV plus it required No income - just rents.

Here there is no such thing as a "Debt to Income" ratio...because your income doesn't matter. 

Our long term goal is to establish our business over the next couple years (generating income history, credit, credibility, etc.) before I retire from military service and transition to full time real estate investing. 

If free and clear should also consider a DSCR loan 30 year fixed no income no doc 

This tax provision allows homeowners to rent out their space for up to 14 days per year without reporting the income or paying taxes on it!

What was offered to me personally was a DSCR loan, since it's based on rental income of the property you're trying to get a loan on, not previous and current personal income.