At $200, unless its almost new or a high end stove, you may want to consider a new one instead.

We have a lake house that rents for the same rate as a hotel in the area, therefore our occupancy is super high. 

It is highly likely the person taking the money would be charged with a crime and lose their license. 

@Brett SynickyI would probably say that the fees are high, but that’s not telling the whole story.

There are other funds etc. you can invest in that are also passive, that provide better returns than vanguard but again, they have risk involved and is a few hundred extra bucks a month worth the risk?

Taxes wise I have opened up a high yield savings account and putting money into it in case I do end up owing taxes next year, but what do I need to be saving as far as forms, I don't have the tenants on a lease yet since this is my primary on the mortgage, but I am giving them receipts when they pay rent every month and keeping those saved.

@Claudio Garcia Zuniga, there are so many aspects that I can highlight, but long story short, renting the home will be way less of a hassle than rent-by-the-room; however, your return will not be as significant.

Principal to be returned in full at the end of the three-year term. 

The high speed train is actually finally getting built.

Buying real estate in the South Bay can be tough because of the high prices.