Iet me make sure I'm reading this right. you want to sell $6k worth of equities in one of the hottest stocks of all time, to pay down 10% of your mortgage locked in at 5.25% if that's what you're asking, then you should absolutely not do it.let your money make money. your mortgage rate is CHEAP and you'll experience zero cash flow difference from paying it down and not paying if off. 

Cool device you crafted, it's certainly worth making one.

I don't have a contract to use to lock the deal in.

A lot of times on value add properties, people will start in a bank loan, stabilize the property and then pull out money through a cash out re-fi by doing the non-recourse route and lock in for a longer fixed rate term.  

Off the top of my mind, a lease option is one method to lock in a workable price for a buyer while lowering the seller's monthly operational expense for the duration of the lease term.

You do need big capital to pull from.My house is worth about 225-250k, I'm opening Heloc for 80%, buying a property for 120k rehab expected 30k-40k expected ARV 220-240k, 6 months in refinance bought rental, pay back all Heloc from the refinanced amount since that rate is locked.

I'm a medical device engineer myself.

We are a very small town with one stop light and most residents probably don't lock their doors. 

Hi Michael,They make window locks like this.Good Luck!

If they are absentee owners they must have a way for contractors or property managers to access the units when needed.....either the PM has keys or they have a lock box either way, shouldn't be an issue to view the properties other then to give the tenant 24-48 hrs notice