.- convert from wall furnace to central A/C and heat: $5kSince it'll be your primary home & you want to use the ok stuffs, a decent AC & heater will cost you about 3K already.

Rooftop decks/common areas are fairly common for the infill stuff I see.  

Great stuff, lots of useful data!

Since we moved the launch up by many months we're still working on the on-site stuff, so we appreciate your patience as we get it all squared away.

So if someone didn't have any of that stuff and everything else was good we would probably accept them. 

The Tax Court therefore ignored what was “on paper”, looked at what was actually going on (“the substance”), and imposed the over-contribution tax.[2][3]This case spells the end of most of the “magically stuff your Roth” schemes I have seen.

If you are in a less dense area they can be a tougher sell.

So in your 45k example, if it was 12% interest, that's 1% per month, or $450 per month for 3 years, and the $45k due back in 3 years.I also did another one where it was $90k lent to me, and $110k due back in one year.I can't comment on the nationwide stuff, in general private lenders are friends / family / business associates that you personally know.  

Just trying to learn this stuff. 

Inventory levels are a problem with the on-market stuff, but I've developed an eye to be able to identify the breadcrumbs of a good deal that could be easy to miss.