He got stitched up at the emergency room and I didn't even find out about the incident until it was settled.

chances of a melt down are slim but you never know for sure.Keep in mind too that the US has a 17 trillion deficit,  50k per citizen, 152k per taxpayer.Debt ClockThe easiest way for politicians to get out of this hole is going to be inflation, don't count on them increasing taxes that much or cutting spending by that amount.  

The problem we are running into is that our investment properties with residential financing are sitting at about a 50% LTV, and we can't do a cash out refi because fannie/freddie recognizes the LLC properties so we can't have more than 10 or do a cash out refi once we get 5.If we had the LLC properties in a S Corp then fannie/freddie wouldn't count them.  

If you can use that 62k to make more than 5k/yr then you’ll be ahead, not counting labor. 

You are actually losing money by leaving it in a savings account.When you deposit your hard-earned money in a bank, you are simply lending it to the bank so that they can utilize it for their purposes until you require it.Of course, putting your money in the bank is also low risk — you can pretty much count on your money still being there no matter what happens in the market.

Sounds like the math doesn't add up and you will bleed money every month.As far as rates and a refi are concerned, I wouldn't count on getting anything less than 5.5% any time soon. 

Another thing is that if the home has appreciated since the tenant buyer moved in (not happening in most of the country right now), they could show the purchase price vs the value and some lenders would count that equity as fulfilling the down payment requirement.

Good luck Yes, having reliable handymen/professionals that you can count on to show up and do a good job is crucial. 

So many cross current forces at play, demographics(older western pop. buying less stuff), offshore banking system,shadow banking system, private equity, reserve currency status, the credit cycle(business cycle) oil price inputs, etc.Also agree that supply/demand will push prices where they naturally want to be, but i am making a case against MASSIVE inflation, at least in short term (3yrs?)

Count on them to find something for you to repair/replace during each visit.Generally speaking, you will find Section 8 voucher holders are of a particular class/caliber.