Huge news story here about charges against top Enron executives.The prosecutors have got to be feeling pretty good right about now... they got almost all of the big fish and they got them for huge crimes.

Then send 3 post cards to the home for the seller to contact you.

Can you charge pts?

then when you are ready to have them do the work you already know who charges what.Or if you just need to estimate materials because you are going to do the work yourself just make it a habit to look through circulars in the paper and stroll through your local hardware store (lowes, home depot, etc.) every once in a while.

I'm not sure most mortgage co's are smart enough to do anything creative like that but it's worth a shot.BTW, in TX a first mortgage foreclosure CAN wipe out unpaid HOA dues, late charges and lawyer's fees.all cash

I've even sent out gift cards to say thanks!

Sometimes I think HD or Lowes run deals where you can get one of their crediti cards with no interest on the initial purchase for the first 90 days.

If that were the plan, why would one care about paying any principle anyway.In the event you were to get a Hard Money loan for this purpose, they are usually Interest Only to begin with because they are Short Term Loans.If you are planning such a short term project, the main thing to be aware of would be Pre-payment penalties.Be sure you get a loan that has none.What is pre-payment penalties and why do they charge that fee for?

Take out a credit card and pay it off in full each month.

That's why you charge them higher interest and make them prove they can pay rent for two years before the banks will trust them.